• Mortgages Unlimited, Rated Best Mortgage Company in MN by Customer Satisfaction

  • First time home buyer programs and down payment assistance is available

  • Want to refinance? Need a Home Equity Loan? We can assist in lowering your monthly payments

  • We offer ZERO Down Payment VA Loans!

  • Whatever your Minnesota, Wisconsin, or South Dakota  Mortgage need - Apply Online Today...


Looking for a mortgage in MN, WI, or SD?

You've come to the right place...

From Minneapolis and St Paul, to Madison, and Milwaukee. From Green Bay to Duluth, Rochester to Sioux Falls, Watertown, Pierre and beyond... The choice is simple. When you decide to buy a home or refinance a mortgage throughout the upper Midwest area, your search for a home loan should start and end right here.

With so many lenders to choose from both locally and nationally, you need to pick one you can trust to provide the mortgage loan that is best for you.

Mortgages Unlimited is committed to providing you with the best and lowest interest rates in Minnesota, Wisconsin, and South Dakota! We have an extensive network from which you can expect to receive the most competitive quotes, from the best and most knowledgeable financing professionals.

Are commitment to you is well documented, as we have been voted Best Mortgage Company in MN based on Customer satisfaction.


Are you looking for the lowest mortgage interest rates?

Get a personalized mortgage interest rate and closing cost quote 24/7. No SSN required.  We are the award winning Twin City area Mortgage Experts, with a 5 STAR Promise!


There are many loan programs

For our military personal, we offer an amazing VA Home Loan. The HARP Refinance programs for current homeowners who've lost value, and even Zero Down Payment with the USDA Rural Development loan. As you can see, we offer a broad range of mortgage loans for both a home purchase or refinance with super competitive rates and first-rate service, including the amazing FHA Streamline Refinance.


Need First Time Home Buyer Down Payment Assistance?

We also offer the Minnesota Housing Finance Agency Start Up and Step Up down payment assistance programs. Get up to $5,000 in assistance. Call us for more details, or simply apply online and we'll call you with the details. Fill out our no-cost and no-obligation application form, your information will be processed and an experienced (and licensed Loan Officer) will contact you. We will prepare personalized rate quotes, competing among other area lenders to develop mortgage rates with best terms and low rates on home loans just for you!

Latest Mortgage News

MHFA increases down payment assistance income limits!

First Time home buyers looking for down payment assistance have some great news...

MHFA, the MN Housing Finance Agency, has just announced increased income limits to qualify for their deferred down payment assistance program.

A family of 4 can now make up to $60,000 a year and still qualify for the greater of $5000 or 5% of the purchase price (max $7500) in a down payment assistance loan with no payments due until you satisfy the first mortgage (sell or refinance) the home.

Click here for more information on the MHFA Down Payment Assistance program.


New Home Loans


We provide conforming and government real estate loans. To get started click here




We can help you lock in a long term fixed rate or refinance and get cash out. To get started click below