USDA Loans in MN SD WI
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USDA Rural Development Loans
(Zero Down Payment)

USDA Rural Development Loans

USDA Rural Development loans provide home buyers the opportunity to buy a rural home with no down payment. 'Rural' is defined by USDA as being outside a large metropolitan area. The property that the borrower wishes to buy must be a single-family, owner-occupied home from which no income can be derived. 

  • You can finance 100% of the purchase price (No DOWN Payment)

  • Sellers can pay your closing costs

  • Old bankruptcy or foreclosure is OK (more than 3-years old)

  • Low mortgage insurance costs (PMI) compared to other loans.

  • Single family homes, town homes, condos all allowed (in a "eligible areas")

  • 640 or higher middle credit score

 Get approved for a USDA Loan in MN, SD, and WI with 3 Simple Steps 

Check INCOME Eligibility
Check Property Eligibility
Fill out an online USDA Loan Application.

Mortgages Unlimited, Inc - St Paul Office
33 Wentworth Ave E, Suite 290
St Paul, MN 55118
Office (651) 552-3681

Fax (651) 994-6425

License Information
Mortgages Unlimited, Inc. Nationwide Mortgage Licensing System and Registry (NMLS) # 225504 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS #  274132. Minnesota Lic# MN-MLO-274132. Wisconsin Lic# 11418. South Dakota Lic# MLO.03095

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