• Mortgages Unlimited, Rated Best Mortgage Company in the Twin Cities by Customer Satisfaction

  • First time home buyer programs and down payment assistance programs are available

  • Want to refinance? Need cash? We can assist in refinancing your existing loan

  • We offer ZERO Down Payment VA Loans and USDA Loans!

  • Whatever your Minnesota, Wisconsin, or South Dakota  Mortgage need - Apply Online Today...


Looking for a mortgage in MN, WI, and SD?

You've come to the right place...

From Minneapolis and St Paul, to Madison, and Milwaukee. From Green Bay to Duluth, Rochester to Sioux Falls, Watertown, Huron, Pierre and beyond... The choice is simple.

When you decide to buy a home or refinance your home mortgage throughout the upper Midwest area, your search for a home loan should start and end with Mortgages Unlimited, the award winning Twin City area mortgage experts, with a 5 STAR Promise!

With so many lenders to choose from both locally and nationally, you need to pick one you can trust to provide the mortgage loan that is best for you.

Offering the lowest interest rates in Minnesota, Wisconsin, and South Dakota from the Best Mortgage Company in MN based on Customer Satisfaction (as rated from Mpls St Paul Magazine).


Find the lowest mortgage interest rates

View current mortgage rates and closing cost quote 24/7.
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Popular MN, WI, and SD Mortgage Loan Programs

For our military personal, we offer a zero down payment VA Home Loan. The HARP Refinance program allows current homeowners who've lost value to refinance even if underwater. Or maybe a zero down payment USDA Rural Development loan?

As you can see, we offer a broad range of mortgage loans for both a home purchase or refinance with super competitive interest rates and first-rate service from fully licensed Loan Officers.


Need First Time Home Buyer programs with Down Payment Assistance?

We offer the Minnesota Housing Finance Agency Start Up and Step Up down payment assistance programs. Get up to $10,000 in down payment assistance to those who qualify, with only $1,000 down.

Call us for more details, or simply apply online. No obligations

Latest Mortgage News

3% down payment conventional loans

First Time home buyers looking for home loans with small down paymentd once again have a conventional loan options.


Fannie Mae and Freddie Mac have announced the return of a standard conventional loan with just 3% down. These new loans will require better than avergage credit scores, and for you to attend first time home buyer classes.


Contact our home loan experts to see if you qualify for just 3% down.



New Home Mortgage Loans


We provide standard and government backed home loans. To get started click here


Refinance Mortgage


Lower your existing loan payment, or take cash out for anything. To get started click below